Security State Bank - New Accounts

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1-800-264-4274

New Accounts

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

(Consumer Accounts Only)
$200 Required to Open Account
$1,000 & Over -No Service Charge
$500-$1,000 - $10.00 Charge
Under $500 - $12.50 Charge
Customer Pays for Checks

(Consumer Accounts Only)
$200 Required to Open Account
No Minimum Balance
Standard Basic Checks No Charge / Duplicate Checks $2 per box
Bank Club Basic - $12 Service Charge
$10,000 Accidental Death Insurance
(Not Insured by FDIC)
Bank Club Personal - $13 Service Charge
$20,000 Accidental Death Insurance
(Not Insured by FDIC)
Bank Club Family - $14 Service Charge
$30,000 Accidental Death Insurance
(Not Insured by FDIC)
Upon request, customers 62 & over may get ½ price service charge

(Consumers & Sole Proprietorships)
$1,000 Minimum Required To Open
& Maintain to Avoid Service Charge - $15.00
Interest Bearing/Unlimited Checking
Customer Pays for Checks

(Consumer Accounts Only)
$50 Required to Open Account
No Service Charge
Introductory Order Duplicate Checks Free
(Customer Pays for Checks Afterwards)

$1 Required to Open
GREAT Interest Rate
No Service Charge/Monthly Statements
2 Signatures for Withdrawals
Kindergarten thru High School Eligible

(Consumer & Businesses Eligible)
$2,500 Minimum Required To Open & Maintain to Avoid Service Charge - $15.00
Interest Rates Go Up w/Balance
Customer Pays for Checks
Only 6 Withdrawals Per Statement Cycle

(Consumers & Sole Proprietorships Eligible)
$100 Minimum Required to Open
$200 -No Service Charge
Under $200 -$5.00 Per Qtr. Service Charge
First 3 Withdrawals Per Quarter / No charge
$2.00 Per Withdrawal Afterwards

(All Business Accounts)
$250 Minimum Required to Open
$10 Per Month
(Account Analysis Possible
on High Volume Accounts

Please come by Security State Bank or Olton Banking Center for more detailed listings of our accounts.

For more information on how overdraft protection works, please click the following link: http://www.federalreserve.gov/pubs/bounce/default.htm.